The Human Development Index (HDI) is a composite statistic developed by the United Nations to measure and rank countries' levels of social and economic development based on four criteria: Life expectancy at birth, mean years of schooling, expected years of schooling and gross national income per capita. In simple terms it is the actual measurement of the development of people since economic growth alone can't explain development. But, it is very unfortunate that over the years in Nigeria, no serious attention has been accorded to the nation’s HDI reports. The simple reason is because, the content of the reports are usually not news to us. The content of these reports no longer pricks the heart of our leaders. Of course why should it bother them; have you ever seen any of them queue up for treatment at any of our government owned hospitals? That is why you should be concerned about your health. The HDI report that pegs life expectancy in Nigeria at 52years should be a t

Careless could be described as, not giving sufficient attention or thought to what one does, unconcerned, indifferent; to avoiding harm, danger or errors. So, careless death is death that would have been avoided if diligent attention or necessary care was taking. According to the Centers for Disease Control and Prevention ( http://www.cdc.gov/globalhealth/countries/nigeria/why/ ), the top 10 Causes of Death in Nigeria are as follows: Malaria         -           20% Lower Respiratory Infections             -           19% HIV    -           9% Diarrheal Diseases -        5% Road Injuries         -           5% Protein-Energy Malnutrition -           4% Cancer          -           3% Meningitis   -           3% Stroke           -           3% Tuberculosis          -           2% If you consider the kind of environment that we live today in Nigeria, you will agree with me that the above statistics is rather very conservative because of God’s mercies. Althoug

The igbo man’s definition of business as the act of “using money to pursue money” accurately summarizes the fact that cash is the lifeblood of any business venture. No wonder it is generally described as the king in business. Apart from the fact that money or cash is the most important resource that is required to establish any business, it is also what keeps every business enterprise running. But, poor cash flow management has been one of the greatest factors contributing to the high rate of business failures of micro/small-medium scale enterprises. Thus, finding the most efficient ways to manage cash flow is one of the most important tasks facing every business owner/manager, irrespective of the size and nature of the venture. Today, with the challenges of a weakened economy and limited resources, managing businesses, regardless of size and industry has increasingly become a very complex issue. Therefore, the success of any business enterprises today goes beyond having a gre